Financing

Financing Mortgage rates drop Mortgage Rates Drop to 6.35%: Market Momentum Builds Every week, I track the trends shaping the housing market. Right now, the big story is simple — mortgage rates dropped and buyers are paying attention. The September 2025 housing market is showing new signs of energy as rates fall, equity stays strong, and more people feel […]
Financing Central Arkansas Real Estate Market Update – October 2025 Central Arkansas Real Estate Market Update – October 2025 As October begins, the Central Arkansas real estate market is showing signs of seasonal change while still holding steady for both buyers and sellers. Fall is often a transitional time, and this year is no exception. With more listings coming online and buyers re-entering the market […]
Financing VA Loans Made Simple: Benefits, Who Qualifies VA Loans Made Simple: Benefits, Who Qualifies, and How to Apply If you have served our country, the VA loan program can make buying a home easier. Backed by the Department of Veterans Affairs, VA loans give veterans, service members, and some spouses a way to own a home with fewer costs and more flexibility. […]
Financing HUD Announces Reduction in Mortgage Insurance Premiums for FHA Borrowers HUD Announces Reduction in Mortgage Insurance Premiums for FHA Borrowers Recently, HUD released details of a long-anticipated plan. HUD announces reduction in mortgage insurance premiums for FHA borrowers. Currently, FHA borrowers are charged by 30 basis points (0.3% of the loan balance). Excitingly, this could benefit up to 850,000 borrowers over the coming year. Also, this […]
Financing Mortgage fees are changing. Here’s what you should know. Mortgage fees are changing for homebuyers next month. Here’s what you should know. Mortgage fees are changing. Here’s what you should know. Starting May 1, upfront fees for loans guaranteed by Fannie Mae and Freddie Mac will be adjusted because of changes in the Loan Level Price Adjustments (LLPAs). These are the fees that vary […]
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